Real estate closing
Certified Notary Signing Agents for refinance, purchase, HELOC, and reverse-mortgage closings — mobile, hybrid eClose, or full RON.
$125–$200
Refinance
$150–$250
Purchase
$75–$125
HELOC
$100k+
E&O
At a real estate closing, the notary verifies the signers' IDs, witnesses every signature and initial on every page that requires one, executes acknowledgments and jurats on the deed and security instrument, and assembles the package for return to the title company or lender. A Notary Signing Agent goes further — confirming the borrower understands key documents (Note, Closing Disclosure, Right of Rescission), flagging missing signatures before leaving the table, and shipping the package the same day.
Promissory Note · Deed of Trust or Mortgage · Closing Disclosure · Right of Rescission (refinances) · Initial and Final 1003 · Truth-in-Lending statement · Compliance Agreement · Borrower's Affidavit · Patriot Act disclosure · Hazard Insurance authorization · Tax authorization · Errors and Omissions agreement. For purchases, add: Warranty Deed, Bill of Sale, Survey Acknowledgment, and the HOA/condo disclosures.
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Wet-sign is the universal default and required by most county recorders for the deed. Hybrid eClosing puts the non-recordable pages (disclosures, affidavits) online and sends only the recordable deed to a mobile notary — cuts signing time from 90 minutes to 20. Full eClosing (RON for every page, including the deed) is accepted in 45+ states and growing fast, but the borrower's title insurer and lender must both approve the workflow.
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Deeds, mortgages, deeds of trust, and most loan documents must be acknowledged before a notary to be recorded with the county. Without a valid notarization, the document cannot enter the public land records — and the title transfer or lien is unenforceable against third parties.
For a full mortgage or refinance package (typically 80–150 pages), use a Notary Signing Agent (NSA). NSAs are trained on loan documents, RESPA timing, and the Closing Disclosure, and carry the higher E&O insurance ($100k+) most title companies require. A regular notary is fine for a single deed or quitclaim.
Yes, increasingly. Refinances and home equity loans are commonly done as full eClosings via remote online notarization (RON). Purchase transactions with county recording often still require a wet-signed deed of trust executed in person, though hybrid closings (some pages online, some in person) are common.
Standard NSA fee is $125–$200 flat for a full refinance package, $150–$250 for a purchase, and $75–$125 for a home equity or HELOC. Hybrid eClosings run $100–$175. Travel-only deed or POA signings are usually $50–$100 mobile.
Standard closings are scheduled 24–48 hours in advance to allow document prep. Same-day rush is available in most metros for $50–$100 extra, and NotaSealPros maintains a 24-hour roster for last-minute table-funded closings.
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Disclaimer: NotaSealPros is a directory that helps you find notary services. We are not a government agency and do not commission notaries. Always verify official notary commission status with the appropriate state authority (Secretary of State or Department of Licensing) before finalizing any notarization.
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